Lessons Learned from Closing on our 1911 Farmhouse

It's Been a Whirlwind...

I don't even know how to start talking about what this week has been. I guess I will start on Friday, June 21, 2019 with a phone call from my realtor (we were supposed to close on Monday). The conversation went like this...

Realtor - So we hit a snag.

Me internally - oh no, oh no, we lost the house we can't close. Where are we going to live? We are homeless. I've already been living with my parents for a week....

Realtor - The survey is not certified so they have to postpone and the listing agent died with no records of anything about the house. We have no way of getting a hold of the seller. Hopefully we can close on Tuesday but since you guys were supposed to close on Monday they will let you move in your stuff to the pole barn.

Yup, you read that right... the listing agent died a few days before. Once they got a hold of the seller they found out she was in the ICU and needed to push closing to Wednesday. While we were moving our stuff to the pole barn our neighbor stopped by. He is the grandson of the farmhouse owners and he lives with his dad (the son) right next door. Even more comical is his name is Bubba. And I'm not trying to insult anyone with the name of Bubba - but he looked like one.

Now Bubba told us we could live in the house if we wanted since closing is in two days. Since Bubba wasn't selling the house we called our realtor, she asked the seller and the seller agreed. The attorney kept promising to send over the occupancy contract but could never seem to get it signed. Yet we still decided to move in Tuesday and just hope and pray. Closing was the next day anyway right?

It Gets Even Better...

So in addition to this, we had no cell phone service. Apparently, T-Mobile doesn't work there - only Verizon. So we had no way of getting a hold of our realtor or her getting a hold of us unless we went into town. Bubba stopped by about four times on Monday and five times on Tuesday. One of the times he stopped by on Monday he mentioned that they rezoned the lot lines with the survey and now the neighbors have two more acres that had previously belonged to the farmhouse. No big deal but that was part of the hold up in relation to that "non-certified" survey.

Then when he stopped by Tuesday morning, he mentioned that their new lot lines had our barn well-access point. But he promised us it was no big deal and they would never cause us any issues in getting our water source. Then Cliff stopped by later on Tuesday night. Cliff is also a son of the previous farmhouse owners. He mentioned how his brother is our neighbor and that if we annoy his brother - his brother would cut our well-access to the barn.

So we drove into town, called our realtor and she called their attorney. He agreed to draw up a well-easement but wouldn't have it ready until Friday. My husband worked on Friday. So then we had to sign a Power of Attorney for him so I could sign for our mortgage without him. In addition, we were still living in this house without an Occupancy Agreement - that finally came through on Thursday night.

In addition to all this, I had no cell service, no internet and I had my summer graduate program homework due Saturday night. So every night when the kids went to bed, my husband would continue moving us into the house and I would drive to the local Starbucks until it closed at 9:30 at night.

A Closing to Remember...

It's now Tuesday and the house is officially ours. The projects have started, most of the boxes are moved in and we will be having a house warming and 4th of July party at our place. It has been the most stressful week of my entire life (and I delivered twin babies!). Yet this experience is one I will always remember. In 50 years when I'm hopefully passing down this farmhouse to my kids, I can remind them of the battle to own it, the work the went into it, and the love that flourished in that 1911 farmhouse.